Home Equity Loan
PREFERRED FINANCIAL FCU offers two types of home equity loans: Home equity lines of Credit (HELOCs) and standard home equity loans. HELOCs are offered at a variable rate, while standard home equity loans are offered at fixed rates, dependant on the length of time financed.

 Type  Length  APR**
  Fixed Rate – Closed End 10 yrs. Rates as low as 7.00%
  Fixed Rate – Closed End 7 yrs. Rates as low as 6.50%
  Fixed Rate – Closed End 5 yrs. Rates as low as 6.25%
  Fixed Rate – Closed End 3 yrs. Rates as low as 5.75%
  Variable Rate – Open End   4.75%
 
Other rates and terms available. Some restrictions may apply.
 
** APR = Annual Percentage Rate.  APR's are as low as the rates advertised above.  Your APR may vary based upon individual credit profile.  See a Loan Officer for more details.  Rates are subject to change.  Rates are effective July 1, 2010.


Your savings are insured to at least $250,000 Equal Housing Lender America's Credit Unions