vehicle loan
PREFERRED FINANCIAL FCU offers loans for cars, trucks, SUVs or vans.
 
You are able to finance up to 90% of your new or used* vehicle.

 Length  APR**  Vehicle Type
  36 Months 4.00 - 16.00% Used- Greater Than 3 yrs. old
  48 Months 4.50 - 16.50% Used- Greater Than 3 yrs. old
  60 Months 5.00 - 17.00% Used- Less Than 3 yrs. old
  72 Months 6.99 - 18.00% Used- Less Than 3 yrs. old
  ** 84 Months 6.50 - 18.00%  
  120 Months 8.00 - 18.00%

New vehicles over $40K

Individual rates vary dependant on personal credit rating.

* Used Cars over three years old may not finance longer than 48 months.

** 80% of Sticker Price

 
Boats and RV Loans (New and Used)
  • Finance 90% of sticker price (up to $50,000)
  • Finance 80% of sticker price (over $50,000)
  • 72 Months:    6.50% APR
  • 120 Months:  7.00% APR
 
** APR = Annual Percentage Rate.  APR's are as low as the rates advertised above.  Your APR may vary based upon individual credit profile.  See a Loan Officer for more details.  Rates are subject to change.  Rates are effective February 1, 2012.


Your savings are insured to at least $250,000 Equal Housing Lender America's Credit Unions