vehicle loan
PREFERRED FINANCIAL FCU offers loans for cars, trucks, SUVs or vans.
You are able to finance up to 90% of your new or used vehicle.

 Length  APR**  Vehicle Type
  36 Months 5.50 - 13.50% Used- Greater Than 3 yrs. old
  48 Months 6.00 - 14.00% Used- Greater Than 3 yrs. old
  60 Months 6.50 - 14.50% Used- Less Than 3 yrs. old
  72 Months 7.50- 15.50% Used- Less Than 3 yrs. old
  * 84 Months 8.00 - 16.00%  
Individual rates vary dependant on personal credit rating.
  * 80% of Sticker Price
Mobile Homes, Motor Homes, and Trailers
  • Finance up to 90% of the sticker price on new vehicles
  • Finance up to 80% of the sticker price on used vehicles
Average Rate (New):
Up to 180 Months 8.50%
Average Rate (Used):
60 Months: 10.50% (more than 5 yrs. old)
84 Months: 10.50% (less than 5 yrs. old)
 
** APR = Annual Percentage Rate.  APR's are as low as the rates advertised above.  Your APR may vary based upon individual credit profile.  See a Loan Officer for more details.  Rates are subject to change.  Rates are effective July 1, 2010.


Your savings are insured to at least $250,000 Equal Housing Lender America's Credit Unions